GCB Bank's Profit Soars to GH¢3.17bn

GCB Bank has announced a record-breaking profit before tax of GH¢3.17 billion for 2025, a staggering 67.4% increase from the previous year. This remarkable achievement is a testament to the bank's resilience and strategic prowess in a rapidly evolving financial landscape.

The bank's impressive performance can be attributed to its robust growth in customer deposits, which rose 19.7% to GH¢41.3 billion, and a significant expansion of its loan book, which grew 56.8% year-on-year to GH¢16.39 billion. Additionally, GCB Bank's non-performing loan ratio decreased to 10.3% from 15.1% in 2024, demonstrating its commitment to prudent risk management.

"Our success is driven by steady leadership, strategic choices, and disciplined execution," said Farihan Alhassan, Managing Director of GCB Bank. "As we move forward, we remain focused on diversification, exploring opportunities in wholesale and commercial banking to drive future growth."

With a capital adequacy ratio of 18.0%, well above the regulatory minimum of 13%, GCB Bank is well-positioned to navigate the challenges and opportunities that lie ahead. As Ghana's banking sector continues to evolve, GCB Bank's impressive performance serves as a beacon of strength, inspiring confidence in the country's financial stability.

References:

[1] MyJoyOnline

[2] GhanaWeb